Policy of confidentiality

Quick And Easy Loan Service guarantees that all personal data will only be used in accordance with the rules presented in this confidentiality policy. The processing of client’s information is carried out according to the rules of this website. Only the US clients can use the service of this website. Our policy is based on valid US legislation.

1. Security of personal information

1.1. There is safe web space for each client’s personal data. Due to this clients should not worry about the security of their personal data that they provide to Quickandeasyloanservice using the online application form. This information is not available to any third party. And only the representatives of Quick&EasyLoanservice; can use this information in order to provide clients with the necessary service.

1.2. There is a safe SSL encoding that is used to transmit all personal info provided by the client through the application form to our website and which is then transferred by our representatives to loan lenders that may be found on the website.

1.3. All responsibility for the disclosure of login information lies with the client, because Quickandeasyloanservice has no access to this information. That is why the person is responsible for storage of login information.

2. Documents necessary for the application

2.1. Technical requirements. Quickandeasyloanservice.com makes client’s interaction with the website more convenient and easy with the usage of cookies and web beacons. To understand the meanings of these terms you should read below.

Cookies are used in order to save necessary information on the client’s computer. Cookies software writes down all information according to the websites that you visit. Due to this we can understand what information and web pages are the most important and interesting to you. Moreover, cookies help us to make our web site more convenient to the users.

Web beacons are a special application that creates personalized images with the help of certain user’s information. There is a web pages database that contains information about all previous web searches which help to create interesting advertising to the clients.

2.2. So if you want to apply for a loan you must have the following information:

  • your passport information
  • your contacts
  • details of bank account
  • confirmation of your solvency and current employment
  • # of social security

2.3. We do not consider applications from children under 13 years old. Our program automatically deletes such applications.

3. The usage of your personal information

3.1. If you want to use the service of Quickandeasyloanservice you should understand that all personal data provided to our company during filling in the application form is used to make our service which is interesting to the clients comfortable and easy. This personal information is also used by the loan lenders who provide their services on our web site. If you have some technical issues or disputes, your personal data can also be required. Any other usage of your personal information is impossible.

3.2. Clients sometimes may receive different advertising of products and services that can be interesting to them.

3.3. The current legislation resolves all judicial procedures connected with disputes or litigation due to damage.

4. Dealing with personal information

4.1. Quickandeasyloanservice allows some third parties to have access to the personal info provided by the clients in order to help them make the service represented on our web site more interesting and convenient. That is why these marketing and client reporting agencies may get your data.

4.2. All client information is available to loan lenders and representatives of Quickandeasyloanservice when they may need it.

5. Changes in confidentiality policy

Quickandeasyloanservice may change the conditions of confidentiality policy without noting the client at any time.

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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.