Quick And Easy Loan Service guarantees that all personal data will only be used in accordance with the rules presented in this confidentiality policy. The processing of client’s information is carried out according to the rules of this website. Only the US clients can use the service of this website. Our policy is based on valid US legislation.
1.1. There is safe web space for each client’s personal data. Due to this clients should not worry about the security of their personal data that they provide to Quickandeasyloanservice using the online application form. This information is not available to any third party. And only the representatives of Quick&EasyLoanservice; can use this information in order to provide clients with the necessary service.
1.2. There is a safe SSL encoding that is used to transmit all personal info provided by the client through the application form to our website and which is then transferred by our representatives to loan lenders that may be found on the website.
1.3. All responsibility for the disclosure of login information lies with the client, because Quickandeasyloanservice has no access to this information. That is why the person is responsible for storage of login information.
2.1. Technical requirements. Quickandeasyloanservice.com makes client’s interaction with the website more convenient and easy with the usage of cookies and web beacons. To understand the meanings of these terms you should read below.
Cookies are used in order to save necessary information on the client’s computer. Cookies software writes down all information according to the websites that you visit. Due to this we can understand what information and web pages are the most important and interesting to you. Moreover, cookies help us to make our web site more convenient to the users.
Web beacons are a special application that creates personalized images with the help of certain user’s information. There is a web pages database that contains information about all previous web searches which help to create interesting advertising to the clients.
2.2. So if you want to apply for a loan you must have the following information:
2.3. We do not consider applications from children under 13 years old. Our program automatically deletes such applications.
3.1. If you want to use the service of Quickandeasyloanservice you should understand that all personal data provided to our company during filling in the application form is used to make our service which is interesting to the clients comfortable and easy. This personal information is also used by the loan lenders who provide their services on our web site. If you have some technical issues or disputes, your personal data can also be required. Any other usage of your personal information is impossible.
3.2. Clients sometimes may receive different advertising of products and services that can be interesting to them.
3.3. The current legislation resolves all judicial procedures connected with disputes or litigation due to damage.
4.1. Quickandeasyloanservice allows some third parties to have access to the personal info provided by the clients in order to help them make the service represented on our web site more interesting and convenient. That is why these marketing and client reporting agencies may get your data.
4.2. All client information is available to loan lenders and representatives of Quickandeasyloanservice when they may need it.
Quickandeasyloanservice may change the conditions of confidentiality policy without noting the client at any time.
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.
Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.