Easy steps to get a loan

The situation in which you urgently need a definite amount of money may always occur, but you may have no possibility to cover it with your income. However, today this problem is already solved - there is an online service developed to help you to solve any monetary problems with no hassle. The only thing you must have is a computer with the Internet connection. Here is all necessary information to help you to receive money directly to your bank account during as soon as possible.

1. How to fill in the application form?

To start the process, you need to fill in the easy loan application form that can be easily found at our site. Your Internet connection must be good enough, so you may apply for the loan staying at home. You need just 10 minutes to have the process completed. All information you will need during the application is presented here:

  • your passport information
  • your contact number
  • information from your bank
  • confirmation of your solvency – regular work and income

2. Approving of your application

After your application is accepted you will be provided with the access to the information about all lenders presented at our website (if the lenders find you are a good fit for a payday loan). According to this, you will be able to choose the most appropriate lender for you. Make it sure that you understand and fit all terms and conditions of the particular lender, because this is the most responsible step. You have to confirm your decision which means that you have read all information accurately. After you accept the proposition, you will receive the note from your lender and money will be transferred to your bank account.

3. Be careful with terms and conditions

You must pay attention to every condition when reading the agreement in order to avoid any misunderstandings and frauds. After the agreement is signed, you are not able change any terms. This means that you have already read and understood all information provided to you. You can return money in two different ways. The one possible variant is to withdraw the taken money and the amount of interest rate from your bank account when the time comes. The other way is to cover the debt with a postdated check. The date of returning the money is confirmed by the agreement. In case you miss the repayment, you may have additional fee or incensement of your interest rate. All this information is provided in the agreement that you sign with the lender, that is why it is necessary to read it precisely. Also, read our Privacy Policy.

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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.